Large multi-location agencies (Applied Epic/AMS360 better), commercial-lines-heavy operations needing the deepest carrier connectivity (Applied Epic better), or international agencies.
Owner-operated independent agencies (1-25 employees) that want modern cloud AMS with API access, automation, and no Applied/Vertafore duopoly lock-in.
Why we say this
Editorial pulled these weaknesses from NowCerts’s product card in our Top 10 Insurance Agency Management Software for 2026:
- ! Smaller carrier download library than Applied/Vertafore
- ! Less mature at large commercial-lines scale
- ! Smaller partner ecosystem
- ! Limited international presence
If NowCerts is wrong for you, consider these instead
Same Insurance Agency Management Software category, different best-fit buyer.
Best for
Commercial-lines-heavy independent agencies and small-commercial producers that need to quote BOP, GL, workers comp, and commercial auto across multiple carriers without leaving one platform.
See full profile →Best for
Commercial-lines-heavy independent agencies that want modern client onboarding and e-signature on top of Applied Epic or another AMS.
See full profile →Best for
Established US independent P&C and commercial agencies ($5M+ revenue, 20+ employees) that need broad carrier connectivity, audit-ready E&O documentation, and a mature partner ecosystem.
See full profile →Related editorial
Last updated 2026-05-27. Editorial verdict based on the published Top 10 Insurance Agency Management Software for 2026 ranking. Disagree? Tell us.