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Embedded Payments Software · Rank #9 of 10

Tilled review and pricing

Modern PayFac-as-a-service with white-labeled merchant onboarding for SaaS platforms.

By Tilled · Founded 2019 · Boulder, CO · private

Tilled launched 2019 (founder Caleb Avery) and closed a $35M Series A May 2022 led by G Squared. The product is positioned as modern PayFac-as-a-service that targets vertical SaaS platforms looking for an alternative to Stripe Connect and a direct competitor to Finix. Wins on modern API, on white-labeled merchant onboarding workflows, and on competitive PayFac-as-a-service economics at vertical-SaaS scale. Loses on capital base versus Finix, on a smaller installed base than Stripe Connect, and on the question of how a $35M Series A scales against multi-billion-funded competitors.

Visit Tilled Compare to Payrix
Best for

US vertical SaaS platforms (50-1,000 employees) wanting modern PayFac-as-a-service with white-labeled merchant onboarding.

Worst for

Global platforms with EU/APAC volume (Adyen or Stripe Connect better); platforms below $25M GMV (Stripe Connect economics still favor); enterprise platforms with $500M+ GMV (Finix or Worldpay better infrastructure depth).

Vendor Trust Score

Is Tilled a trustworthy vendor?

7.7/10
Mixed
Pricing transparency
Published rates; no hidden fees
5.6
Contract fairness
Reasonable terms; no auto-renew traps
8.0
Incident response
How they handle outages and breaches
7.8
Post-acquisition behavior
Customer treatment after M&A or PE
8.4
Executive stability
Leadership churn over 24 months
8.4
Roadmap honesty
Public commitments held
8.0
Trust signal log
  • 2022-05-15
    Series A close of $35M led by G Squared
  • 2024-09-15
    Expanded vertical-SaaS reference list and white-labeled onboarding workflows
Vendor Trust is scored independently of product quality. A great product from an unfair vendor still earns a low trust score.
Review Intelligence

What 65 reviews actually say

Synthesized from G2, Capterra, Reddit, Trustpilot. Patterns >15% prevalence shown.

Last synthesized
2026-05-05

Praise patterns

  • Modern PayFac-as-a-service positioning competitive with Finix
    78% ↑
  • White-labeled merchant onboarding workflows
    71% →
  • Modern API and developer experience
    64% →

Complaint patterns

  • Capital base smaller than Finix and well below Stripe/Adyen
    41% →
  • US-only geographic coverage
    38% →
  • Implementation 4-9 months typical for PayFac onboarding
    34% →
Sentiment trend (6 months)
81/100 +2 pts
12
01
02
03
04
05
Patterns are extracted from review corpus and human-verified. We surface trends, not anecdotes.
Verified Pricing

What buyers actually pay

28 anonymized deal disclosures · last updated 2026-05-15

Contribute your deal price
Company size Median annual
US vertical SaaS ($5M-$50M GMV) $120,000
US vertical SaaS ($50M+ GMV) $480,000
Verified pricing is crowdsourced from buyers under anonymity guarantees. Vendor-listed prices are validated against actual deals quarterly.
Compliance & Security

Auto-verified certifications

Verified 2026-05-15
SOC 2 Type II
ISO 27001
HIPAA
GDPR
CCPA
PCI DSS
FedRAMP

Editorial: Strengths

  • Modern PayFac-as-a-service positioning competitive with Finix
  • White-labeled merchant onboarding workflows
  • Modern API and developer experience
  • $35M Series A May 2022 with G Squared backing
  • Vertical-SaaS focus with growing reference list

Editorial: Weaknesses

  • Capital base smaller than Finix ($35M Series A vs Finix multi-round venture), well below Stripe and Adyen
  • Smaller installed base than Stripe Connect or Finix
  • US-only geographic coverage
  • Implementation 4-9 months typical for PayFac onboarding
  • Sales motion still building at upper-mid-market scale

Key features & integrations

  • +PayFac-as-a-service infrastructure
  • +White-labeled merchant onboarding workflows
  • +Modern API with payments primitives
  • +Sponsor-bank relationships
  • +Sub-merchant KYC/KYB
  • +Hosted payment fields for PCI scope reduction
  • +Reporting and reconciliation
  • +Risk monitoring
35+ integrations
VisaMastercardAmerican ExpressPlaid
Geography supported
United States
Best fit
50-1,000 employees · US vertical SaaS modern PayFac-as-a-service
Editorial deep-dive

Read our full ranking of Embedded Payments Software

Tilled ranks #9 in our editorial review of 10 embedded payments software platforms. The deep-dive covers methodology, comparison tables, decision matrix, migration scoring, and FAQs.

Read the full ranking

Closest alternatives in Embedded Payments Software

#8
Payrix
Fiserv (NYSE:FI) vertical-SaaS-focused embedded payments; post-acquisition integration in progress.
★ 4.1 opaque
#10
Rainforest
Vertical-SaaS-focused PayFac-as-a-service challenger; $20M Series A 2023.
★ 4.6 opaque
#7
JustiFi
Vertical SaaS payments-as-a-service for non-payments software companies.
★ 4.6 opaque
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