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Spend Management Software · Rank #8 of 10

Soldo

UK-based prepaid corporate cards for simpler control needs.

By Soldo Limited · Founded 2015 · London, UK · private

Soldo is the UK-based spend platform anchored on prepaid corporate cards, founded 2015. The product covers corporate cards + expense + budgets. Strengths: prepaid card model (no credit risk), strong fit for UK SMBs, and per-card pricing transparency. Best fit for UK SMBs (10-200 employees) with simpler card-control needs. Trade-offs: prepaid model lacks credit features competitors offer, AP/bill pay less mature, and feature depth thinner than Ramp/Spendesk.

Visit Soldo Vendor pricing Compare to Pleo
Best for

UK SMBs (10-200 employees) with simpler card-control needs wanting prepaid card model with FCA regulation.

Worst for

Companies needing credit cards (Ramp/Brex better), AP-led use cases (Airbase better), or non-UK markets (Pleo/Spendesk better fit).

Vendor Trust Score

Is Soldo a trustworthy vendor?

8.0/10
High trust
Pricing transparency
Published rates; no hidden fees
8.5
Contract fairness
Reasonable terms; no auto-renew traps
8.0
Incident response
How they handle outages and breaches
7.5
Post-acquisition behavior
Customer treatment after M&A or PE
8.5
Executive stability
Leadership churn over 24 months
8.0
Roadmap honesty
Public commitments held
7.5
Trust signal log
  • 2024-04-22
    FCA regulation maintained; UK market leadership
Vendor Trust is scored independently of product quality. A great product from an unfair vendor still earns a low trust score.
Review Intelligence

What 480 reviews actually say

Synthesized from G2, Capterra, Reddit, Trustpilot. Patterns >15% prevalence shown.

Last synthesized
2026-04-29

Praise patterns

  • Prepaid card model (no credit risk)
    84% →
  • Fits UK SMBs
    71% →
  • Per-card pricing transparency
    64% →

Complaint patterns

  • Prepaid model lacks credit features
    47% →
  • AP/bill pay less mature
    41% →
  • Feature depth thinner
    38% →
Sentiment trend (6 months)
80/100 0 pts
11
12
01
02
03
04
Patterns are extracted from review corpus and human-verified. We surface trends, not anecdotes.
Verified Pricing

What buyers actually pay

142 anonymized deal disclosures · last updated 2026-04-30

Contribute your deal price
Company size Median annual
10-50 employees $960
50-200 employees $4,080
Verified pricing is crowdsourced from buyers under anonymity guarantees. Vendor-listed prices are validated against actual deals quarterly.
Compliance & Security

Auto-verified certifications

Verified 2026-04-15
SOC 2 Type II
ISO 27001
HIPAA
GDPR
CCPA
PCI DSS
FedRAMP

Editorial: Strengths

  • Prepaid card model (no credit risk)
  • Right call for UK SMBs
  • Per-card pricing transparency
  • GDPR-native
  • FCA-regulated
  • Multi-currency support

Editorial: Weaknesses

  • Prepaid model lacks credit features
  • AP/bill pay less mature
  • Feature depth thinner than Ramp/Spendesk
  • Less penetration outside UK
  • Product velocity slower than challengers

Key features & integrations

  • +Prepaid corporate cards
  • +Expense reimbursement
  • +Budgets and approvals
  • +Mobile apps
  • +Multi-currency
  • +FCA-regulated
  • +50+ integrations
50+ integrations
XeroSageNetSuiteQuickBooksFreeAgent
Geography supported
UK, EU; limited US/global
Best fit
10–200 employees · UK SMBs
Editorial deep-dive

Read our full ranking of Spend Management Software

Soldo ranks #8 in our editorial review of 10 spend management software platforms. The deep-dive covers methodology, comparison tables, decision matrix, migration scoring, and FAQs.

Read the full ranking

Closest alternatives in Spend Management Software

#7
Pleo
Danish-built SMB spend platform popular in Nordics and UK.
★ 4.6 public
#9
Mesh Payments
Multi-entity-native spend platform for complex org structures.
★ 4.7 opaque
#6
Spendesk
European mid-market spend platform with multi-entity support.
★ 4.7 opaque
Help the next buyer

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Pricing in B2B software is opaque because vendors want it that way. Verified buyer prices fix that, anonymously. Share what you actually paid for Soldo; we’ll add it to the verified pricing dataset on this page (with company size band only, no identifying details).

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